What Is a Finish Floor or Floor Covering?

Large empty room with fireplace and wood flooring
Stu Salmon / Getty Images

A finish floor, or floor covering, is the ultimate top layer of flooring. It is the layer that you walk on and it is decorative.

Floor covering is a more precise term, since it often covers another, structural layer of flooring.  

These Are NOT Finish Floors:

These ARE Finish Floors or Floor Coverings:

  • Vinyl tile flooring
  • Luxury vinyl
  • Stone or ceramic tile

Neither list above is exhaustive.