How to Upgrade Your Outdoor Space While Sticking to Your Budget

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Building a new deck or repaving your driveway can be great ways to refresh your outdoor space, but they can also be expensive. The average cost of a new deck is around $7,650, and a new driveway can cost upwards of $1,600. Other outdoor upgrades can carry similar price tags, especially more luxurious ones like an inground pool.

If you’re considering changing up your outdoor space, a few expert tips can help to streamline the process and make it more affordable. Here are some things to keep in mind as you plan your new backyard.

Determine Which Upgrades Are Most Important

Whether you’ve got a long list of upgrades or just a few small fixes, assessing which ones are most important is a great first step. This will ensure that you’re tackling time-sensitive projects first and making improvements that will enhance your quality of life.

We suggest starting with projects that have been top of mind for a while. These can include replacing your gutters, installing new siding, or fixing your deck. After you decide which of those projects should take priority, you can consider other improvements you want to make.

If you’ve been dreaming about a new patio or even an outdoor kitchen, thinking about how you can best utilize your space can help you determine what’s possible and how it fits into your budget.

Get Multiple Price Quotes

Once you’ve decided which upgrades you plan to move forward with, it’s time to get some estimates. These will give you a better idea of the costs associated with each project and help you get a sense of where—and how—you might be able to save money.

If you’re unsure where to start, digital marketplaces such as HomeAdvisor let you easily connect with experienced professionals in your area who can offer price quotes on all types of projects. We recommend getting two to three quotes before making a final decision to ensure that you’re considering all of your options.

Asking relevant questions is another great way to learn more about how costs are calculated and whether there are less expensive options available. Here are a few questions to keep in mind when talking to potential contractors:

  • Can I see an itemized bid for this project?
  • Is this an estimated bid or a fixed cost?
  • What is the anticipated time frame for this project?

The answers to these questions can help to inform your decision and ensure that you’re choosing the right professional for your project.

Explore Your Payment Options

Next, it’s time to look at your payment options. Be sure to factor in the overall costs associated with each upgrade, as well as any savings you have set aside to pay for them. If you find that you need additional funds, financing can be a good option.

That’s where a Discover® personal loan comes into play. You can borrow anywhere from $2,500 to $35,000 to pay for your outdoor upgrades, and there are no origination fees or closing fees. You’ll also be able to choose a loan amount that fits your project and work with a loan specialist to find a set regular monthly payment that works for you.

If you decide to move forward with a Discover® personal loan, it may be helpful to know that most people get a decision the same day, and checking your rate won’t affect your credit score.

A refreshed outdoor space can make a significant difference to the functionality of your home. With careful planning and expert help, you can breathe new life into your yard and turn it into a space that will serve you well for years to come.

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  1. HomeAdvisor. “How Much Does Landscaping Cost?,” Accessed July 6,2021.